Turris adds surplus lines filing to distribution management platform

Turris launched a full surplus lines filing product at InsureTech Connect in Las Vegas, extending its distribution management platform into state filings, tax payments and compliance work. The rollout gives carriers, MGAs and wholesalers a way to automate a workflow many teams still handle manually or outsource.

Why it matters: - Surplus lines filing is a back-office process that can consume compliance teams and slow policy operations. - Turris is moving beyond producer compliance into a larger distribution back office, giving customers a single system for related workflows. - The product is designed to reduce manual work across diligent search affidavits, state submissions and tax payments.

What happened: - Turris launched a full surplus lines filing product at InsureTech Connect in Las Vegas. - The product extends the company’s distribution management platform into surplus lines back-office operations. - The workflow connects directly to a carrier’s or MGA’s policy administration system, or a wholesaler’s policy system. - CARMA Cannabis Insurance is an early user of the new product.

The details: - The product automates the full surplus lines filing lifecycle. - When a policy is bound in the connected policy administration system, Turris starts the required diligent search and diligent effort affidavits. - Turris submits the filing to the appropriate state. - Turris tracks surplus lines taxes on each transaction through payment. - Coverage spans every U.S. state. - Turris maintains tax rates, stamping fees, forms and disclosures so filings stay current as state rules change. - Customers can integrate the workflow through API or MCP, or Model Context Protocol. - Turris built the workflow into its core distribution management product rather than as a separate tool. - Surplus lines filing is the third full workflow Turris has launched on top of distribution management, after licensing and corporate registration. - Turris said some customers adopt only one of its standalone workflows.

Between the lines: - The launch shows Turris is using distribution management as a foothold to add adjacent back-office functions. - The company is positioning its platform as the system of record for how an insurer manages distribution. - That role gives Turris the data and integrations needed to automate additional manual workflows. - CARMA evaluated building in-house, licensing legacy software and outsourcing before choosing Turris. - CARMA said its previous surplus lines filing solution felt outdated and would not scale with its business. - CARMA said Turris offered the tax information, compliance expertise and direct system connections it needed.

What's next: - Turris expects to announce additional surplus lines customers in the coming weeks. - The company’s broader expansion appears aimed at adding more insurance back-office workflows inside the same platform.

The bottom line: - Turris is turning distribution management into a broader operating system for insurance compliance work, with surplus lines filing now part of the stack.